Business Funding, Simplified

Same-day funding,
$10K to $1M.

Fast, flexible capital for small businesses — approved in hours, funded the same day. No collateral, no long applications, no waiting weeks for a bank to say no.

★★★★★ 4.9/5 from 1,200+ reviews A+ Accredited Business
24 hrs
Avg. time to funding
$10K–$1M
Funding range
550+
Min. credit score
No
Collateral required
How much do you need?
$150,000
$10K$1M
Check My Offer →
Won't affect your credit score · Takes 60 seconds
Working CapitalRevenue-Based AdvancesLines of CreditEquipment FinancingBridge Loans Working CapitalRevenue-Based AdvancesLines of CreditEquipment FinancingBridge Loans
Funding Programs

Capital that fits how your business runs

Every business is different — so is every funding offer. We structure each deal around your revenue, not just your credit score.

Revenue-Based Advance

Get capital against future sales, repaid as a fixed percentage of daily revenue.

Amount$10K – $500K
Term3 – 18 months
Funding timeSame day

Working Capital Loan

A lump sum with fixed payments — ideal for payroll, inventory, or a seasonal cash gap.

Amount$10K – $750K
Term6 – 24 months
Funding time24–48 hrs

Business Line of Credit

Draw funds as you need them and only pay interest on what you use.

Amount$10K – $250K
TermRevolving
Funding timeSame day

Equipment Financing

Finance vehicles or machinery with the asset itself as collateral.

Amount$10K – $1M
Term1 – 6 years
Funding time2–3 days

Bridge Financing

Short-term capital to cover the gap before a larger loan or payment lands.

Amount$25K – $500K
Term1 – 6 months
Funding timeSame day

Multi-Location Funding

Consolidated funding across multiple locations, structured as one repayment.

Amount$50K – $1M
Term6 – 24 months
Funding time24–48 hrs
How It Works

From application to funded, in four steps

STEP 01

Apply Online

Fill out a short form and upload 3–6 months of bank statements. No lengthy paperwork, no business plan required.

Takes 5 minutes
STEP 02

Get Reviewed

A funding specialist reviews your revenue and puts together offers that actually fit your cash flow.

Under 2 hours
STEP 03

Choose Your Offer

Compare terms side by side and pick the structure that works best — no pressure, no obligation to accept.

Same day
STEP 04

Get Funded

Sign electronically and funds are sent directly to your business bank account.

Same-day deposit
Industries We Fund

Built for the businesses banks overlook

Traditional banks often pass on seasonal, cash-flow-based, or newer businesses. We look at your actual revenue instead.

Restaurants & Food Service
Retail & E-commerce
Construction & Contractors
Trucking & Transportation
Medical & Dental Practices
Auto Repair Shops
Salons & Spas
Manufacturing
Do You Qualify?

Simple requirements, real answers

  • 6+ months in businessStartups under 6 months may still qualify for smaller amounts.
  • $10,000+ in monthly revenueWe evaluate your bank deposits, not just your tax returns.
  • 550+ personal credit scorePast bankruptcies or liens don't automatically disqualify you.
  • Active business bank accountUsed to verify revenue and deposit your funds directly.
No collateral, no perfect credit required. We look at how your business actually performs — consistent deposits and steady revenue matter more to us than a credit score alone.
$210M+
Funded to small businesses
3,400+
Businesses funded
24 hrs
Average funding time
92%
Approval rate
Client Results

Business owners we've funded

★★★★★

"We needed inventory funded before the holiday season and a bank would've taken a month. We had the money in our account the next morning."

Owner, retail & e-commerce
★★★★★

"My credit wasn't great after a rough year, but they looked at my actual sales numbers instead of just my score. Got approved same day."

Owner, restaurant group
★★★★★

"No hidden fees, no surprise terms. What they quoted us upfront is exactly what we paid back."

Owner, construction company
FAQ

Common questions

How is same-day funding actually possible?

We evaluate your business bank statements instead of running a lengthy underwriting process like traditional banks. Once your offer is approved and signed, funds are sent electronically the same day.

Will this affect my personal credit score?

Checking your eligibility typically involves a soft credit pull, which doesn't affect your score. Your credit is one factor we consider, but it's not the deciding one — your business revenue matters more.

What can I use the funds for?

Most business purposes qualify: payroll, inventory, equipment, marketing, expansion, covering a slow season, or bridging a gap before a larger contract payment comes in.

Do I need to put up collateral?

Most of our funding programs don't require collateral — approval is based primarily on your business revenue and bank deposit history, not assets.

What if my business has bad credit or a past bankruptcy?

You can still qualify. We work with business owners with less-than-perfect credit and look at your recent revenue trends more than your credit history alone.

Apply Now

Get your funding offer today.

Fill out the form and a funding specialist will call you within the hour with real numbers — not a runaround.

Phone: (800) 000-0000
Email: funding@getyourloanow.com
Hours: Mon–Fri, 7:00 AM–7:00 PM ET